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...Scotland, Clydesdale Bank Limited - £20 Polymer Dated 11.07.2019 (Issued 27.02.2020)

Alba / Scotland

Clydesdale Bank Limited
(Founded 1838, First issuing banknotes on 07.05.1838)
Currency : Pound Sterling (GBP)

This is the latest £20 polymer note issued by the Clydesdale Bank Limited on 27.02.2020.

Front: -
Portrait of Robert the Bruce together with the years of his birth and death (b.1274-1329);
A Spider;
A series of tartan patterns to the left of the portrait;
An image of St Kilda within the clear window on the left;
Spark® OrbitalTM map of Scotland";
Holographic foil images featuring Robert the Bruce and a Spider;
Clydesdale Bank name and logo.

Back: -
Vignette of St Kilda, Islanders weaving and the wording ‘St Kilda Scottish World Heritage Site inscribed 1986 & 2005’;
A reverse image of St Kilda in the clear window;
Map of Scotland with the location of St Kilda highlighted;
A boat;
Holographic foil images featuring Robert the Bruce and a Spider;
Clydesdale Bank name and logo.

The design on the back of this £20 note is similar to the last £5 paper note last issued as it also featured the vignette of St Kilda, Islanders weaving and the wording ‘St Kilda Scottish World Heritage Site inscribed 1986 & 2005’. It is also interesting to know that this £5 paper note was only issued once when this series (World Heritage Site) was first released in 2009.

Signature : David Joseph Duffy
Imprinter : De La Rue
First prefix : W/HS (Posted prefix W/LL)
Size : 139mm x 73mm

Twenty Pounds

Dated 2019, Robert the Bruce, map of Scotland, spider

Reverse - Vignette of St Kilda, Islanders weaving and the wording ‘St Kilda Scottish World Heritage Site inscribed 1986 & 2005

...Scotland, Clydesdale Bank PLC - £10 Dated 2006 Specimen

Alba

Scotland - Clydesdale Bank plc

Ten Pounds

Dated 2006, P226fs

Reverse

...Scotland, Clydesdale Bank - £10 Polymer Dated 2017

Scotland

Clydesdale Bank

This is the second of the Scottish polymer series. This note is printed with the date of 25.01.2017 and was issued on 21.09.2017. Clydesdale Bank is the first bank to release the £10 polymer series.

Designs:
Front: Robert Burns (1759-1796, map of Scotland, see-through window with image of Edinburgh castle;
Back: The Old and New Towns of Edinburgh, (Scottish World Heritage site since 1995), monument, train, Edinburgh castle, the Royal Scottish Academy of the Mound and the outline map of Scotland.

The design for this polymer note is very similar to the last paper note except that additional security features are added to the note such as the see-through window and also the raised dots for the visually impaired. Some minor features also been replaced such as the vaulted archways (replacing the mad dashing Tam o'Shanter), an ink well is added on the front next to the portrait of Robert Burns (a famous Scots poet), a modern mode of transportation (tram) and Gothic Sir Walter Scott Monument on Princes Street in Edinburgh. Unlike the two other Scottish Banks, Clydesdale Bank retains the same prefix style as the last paper banknote series.

First prefix W/HS (World Heritage Site); Replacement prefix E/ZZ.

The signature of the note belongs to the CEO David Duffy (appointed since 19.01.2015)

Ten Pounds

Dated 2017

Reverse

Ten Pounds

Dated 2017- Replacement Prefix E/ZZ

Reverse

...Scotland, Clydesdale Bank - £5 Dated 2016 Polymer

This is the Clydesdale Polymer note series released to the public on 27.09.2016. The note is printed with the date of 13.02.2016. The design of this note is identical to the 2015 £5 Forth Bridge Commemorative Polymer note, except with the followings; -

1) Signature title as Chief Executive Officer;
2) Letters prefixes - W/HS to W/JG, with ZZ/1 is still the replacement prefix;
3) On the front the texts changed from "The Forth Bridge UNESCO World Heritage Site Nomination" to "The Forth Bridge Scottish World Heritage Site";
4) On the back, the words change from "The Forth Bridge UNESCO World Heritage Site Nomination" to "The Forth Bridge Scottish World Heritage Site inscribed 2015".

This is the second banknote bearing the signature of David Duffy.

Five Pounds (120mm x 66mm)

Dated 2016, First Prefix, P369b

Reverse

Five Pounds

Dated 2016, Last Prefix, P369b

Reverse

Five Pounds (ZZ/1)

Dated 2016, Replacement Prefix

Reverse

...Scotland, Clydesdale Bank - £50 Dated 2015 s. David Duffy CEO

Fifty Pounds

Dated 16.08.2015, P229L

Reverse

This £50 note is a first reprint of the 2009 Commemorative issue. The signature on the note belongs to David Duffy who was appointed (announced) to the Chief Executive Officer on 19.01.2015. This note is dated 16.08.2015. Prior to that the CEO position was held by David Thorburn (until February 2015). In between these two CEOs, a £20 note was also issued dated 11.07.2015 bearing the signature of Debbie Crosbie, the Chief Operating Officer. This is the first note issued with the signature of David Duffy since he was appointed to the role. The new £10 polymer note to be issued will also have his signature as well.

...Scotland, Clydesdale Bank - £20 Dated 2015 s. Debbie Crosbie

Twenty Pounds

Dated 2015, P229k

Reverse

This is a reprint of the 2009 issue. This note bears the signature of Debbie Crosbie, who is the Chief Operating Officer. A total of 30 million pieces were printed - worth 600 million pounds. This is the first Scottish note ever signed by a female in the history of Scottish banknotes since 17-07-1695. It is not sure why this note was not signed by David Duffy, the Chief Executive Office. Perhaps the order for the reprint was done prior to the appointment of David Duffy to the CEO position. David Duffy appointment was announced on 19.01.2015. If you look back on modern notes issued by the bank, you will notice that the title of the signatories changed from time to time between Chief Executive and Chief Operating Officer.

...Scotland, Clydesdale Bank PLC - £10 Dated 2006 Melbourne Commemonwealth Games Commemorative

Ten Pounds

Dated 2006, P229Fs

Reverse

...Scotland, Clydesdale Bank - £10 and £20 Dated 2014 s. David Thorburn

Ten Pounds

Dated 2014, P229j

Reverse

Twenty Pounds

Dated 2014, P229k

Reverse

These are two notes issued in 2014 with the signature of David Thorburn. David Thorburn was the bank's Chief Executive Officer until 6.1.2015. Reprints with the 2014 (or even 2015) date would be his last but we are not sure if other denominations (ie £5 paper, £50 and £100) were also printed prior to his departure. It should be noted that the 2015 £5 Commemorative Polymer note dated 23.03.2015 bears the signature of David Thorburn. Thorburn was replaced by David Duffy, formerly the CEO of Allied Irish Bank.

...Scotland, Clydesdale Bank - £5 Dated 2015 Polymer Note Commemorative

Five Pounds

Dated 13.02.2015

Reverse

Five Pounds

Dated 13.2.2015, PB/2

Reverse

This is a new £5 Commemorative Polymer note, issued to celebrate the 125th Year of the Forth Bridge in Scotland. The Forth (Rail) bridge was built in 1890 by Sir William Arrol (1839-1913), a Scottish Civil Engineer, under his company name of Sir William Arrol & Co, based in Glasgow. Allan Stewart was the resident engineer for this project. The bridge took 8 years to build and cost 73 lives, at a cost of approx. £3.2 million. The bridge, spans 2,528.7 meters long, connects the cities between Edinburgh and Fife and was opened on 4.3.1890 by the Prince of Wales, the late King Edward Vll. It should be noted that this Forth bridge is a railway bridge and was built solely for trains only, with daily traffic between 190-200 trains passing through the bridge. One must not confuse this bridge with the Forth Road Bridge (Suspension bridge built in 1964) which is a more modern bridge used by motor vehicles. In addition to the notes, the bank also released a booklet/wallet type detailing the history of this Forth bridge. The Forth Bridge is a Scottish landmark, and has been featured in classic movies (Alfred Hitchcock 1935 movie - The 39 Steps), advertisements, the 2000 Millennium countdown and even in video games. This is the first polymer note issued in Great Britain. A total of 2.0 million pieces were issued. The size of this new polymer note (125mm x 65mm) is also smaller than the current paper £5 (135mm x 70mm) in circulation. However this is not the first polymer note issued in the United Kingdom of Great Britain and Northern Ireland (aka United Kingdom or Britain). In 1999, the then Northern Bank Ltd (now trading as Danske Bank) issued a £5 polymer note to celebrate the year 2000 Millennium. The Clydesdale Bank is a wholly owned subsidiary of the National Australia Banking Group (NAB Group) which has their Global Head Office in Melbourne Australia. Coincidentally right up to 2004, the Northern Bank in Northern Ireland was also owned by the NAB Group before it was sold. The 2007 Bank of Scotland Bridge series notes also feature the Forth bridge on the reverse side of the £20 note. This Clydesdale Bank polymer note was released on 23.03.2015. It is interesting to note that this new polymer note was printed with the date 13.02.2015, with the signature of the CEO David Thorburn. On 6.1.2015, David Thorburn resigned (stepping down) from the CEO role and his replacement, David Duffy, was announced on 19.1.2015. David Thorburn is not related to the current CEO of National Australia Bank Ltd, Andrew Thorburn.

Dated 2015, replacement ZZ/1 000121

Reverse

Folder Front Cover

News on announcing the printing and releasing of the new Scotland Polymer note (courtesy of The Guardian 22.05.2014); -

The first plastic banknotes in Great Britain (England, Wales and Scotland) will be introduced in Scotland next year to mark the 125th anniversary of the Forth Bridge, Clydesdale Bank has announced.

The bank will release two million of the £5 notes from (23rd) March 2015 to coincide with the anniversary of the opening of the rail bridge.

Banks say that polymer notes are proven to be more durable than existing currency, with research finding that they stay cleaner for longer, are more difficult to counterfeit and last at least two-and-a-half times longer than paper ones.

The Bank of England plans to issue plastic notes for the first time in 2016.

The Clydesdale Bank note, which is smaller than the existing currency, also celebrates the nomination of the Forth Bridge for inclusion in Unesco's World Heritage List in 2014.

It features the image of Sir William Arrol, one of Scotland's most celebrated engineers, whose company constructed the bridge.

Debbie Crosbie, executive director at Clydesdale Bank, said: "Clydesdale Bank is very proud to commemorate the Forth Bridge on our new £5 note. The structure is renowned across the world as an incredible feat of engineering so it was a fitting choice for a ground-breaking new banknote."

The bank said it had not made a decision about introducing plastic notes generally.

It said the new note will include the Spark Orbital security feature – a distinctive colour-shifting ink effect – for the first time on UK currency.

Scottish Secretary Alistair Carmichael MP said: "As this new note becomes part of everyday life in villages, towns, cities and communities across the country, it will serve as a fitting tribute to the vision of Sir William Arrol and all the people who have contributed to the building, maintenance and restoration of the bridge in its 124-year history."

In December 2013, the Bank of England announced that it plans to issue plastic banknotes for the first time from 2016, when a new £5 note featuring Sir Winston Churchill will appear.

A £10 note featuring Jane Austen, to follow around a year later, will also be made from polymer rather than the cotton paper currently used.

...Scotland, Clydesdale Bank PLC - £5 and £20 Dated 1.9.1994 s. Frank Cicutto

Five Pounds, Dated 01.09.1994 218b (aUNC)

Reverse

Twenty Pounds, Dated 01.09.1994 P221a

Reverse (VF condition)

Clydesdale Bank - £5 (P218b) and £20 (P221a) both signed by Frank Cicutto. These are the only two notes signed by Frank Cicutto when he was then the CEO of Clydesdale Bank (a wholly owned subsidiary of the National Australia Bank Group). After his posting at the Clydesdale Bank, he returned to National Australia Bank Ltd in Australia and rose to the position of the CEO in 1999. After 37 years of service with the bank, on 02.02.2004 he resigned and left the bank.

...Scotland, Clydesdale Bank - £10 and £20 Dated 2013 Serial no W/KP 000888 Matching Serial Numbers

Matching Serial Numbers W/KP 000888
Ten Pounds

Dated 25.01.2013, P231b

Reverse

Twenty Pounds

Dated 11.07.2013, P232b

Reverse

Scotland Clydesdale Bank plc - £10 and £20 notes dated 25.01.2013 and 11.07.2013 respectively. These are the first two reprints of the UNESCO World Heritage Site series which was first introduced in 2009. Both notes are signed by David Thorburn. As these are reprints, it is also interesting to note that the title of David Thorburn has also changed from Chief Operating Office to Chief Executive. I believe W/KP is the first prefix for these 2013 reprints.

In addition to the above, I also have the matching pairs with the following serial numbers too;-

W/KP 000188
W/KP 000218
W/KP 000222
W/KP 000999 and
W/KP 001000